merchant services

This is virtually the most cost effective, fully-hosted solution that minimizes your security liability and ensures card association regulations and standards are met – without the need for expensive compliance audits, it allows you to establish business rules for e-commerce transactions that fall outside your normal business patterns – flagging transactions by type, value, or other criteria – to process most transactions automatically, but “Pending” those that need further review.

Virtual Merchant integrates “Buy Button” functionality easily and affordably with your shopping cart to securely process e-commerce transactions, it processes a full array of payment types – credit, PIN-based debit, electronic benefits transfer (EBT), electronic check and gift cards.

The product also supports Next Day Funding and Dynamic Currency Conversion (DCC) in both physical and e-commerce environments enabling customers to make purchases in U.S. dollars or their home currency, and providing your business a new source of revenue.

I thought that e-Check Payments as a form of payment may be of interest to you, since “Virtual Merchant” supports it and we have a “Guaranteed Program” whereby we pay you the next day electronically and go after the customer if they bounce their check presented to us via our payment Gateway.

Best of all, with our solution you will get Next Day funding with all card types and Associations including AMEX, given that you choose a depository bank that accepts payments overnight, the following Banks can - Chase, Wachovia, Citi Bank, Nara Bank on 32nd St, Key Bank, Whitney Bank, Regions Bank and Bank of the West, and many others, but B of A, HSBC and TD Bank will hold all funds for 24 hours no matter what.

Here you can download some helpful brochures and find their contact info below:

 

PayPal is also a viable gateway/merchant account. There are many great features to PayPal, although it may carry a premium price. You can sign up with the link below. Many people utilize it to supplement their main merchant account for those who choose to pay with PayPal.